A Imprisonment with prison labor of one year and six months, and Defendant B shall be punished by imprisonment with prison labor of one year.

except that from the date this judgment becomes final and conclusive.

Defendant A, around October 6, 2014, at the 2015 Highest 229, was hospitalized as her husband’s blood, and Defendant A was kept in custody for the settlement of hospital expenses, as D was hospitalized as her husband’s blood certificate.

Using three credit cards in the name of D to use loans with credit card loans without D's consent.

1. On October 11, 2014, the Defendant, using a modern card, obtained the husband’s consent to a loan from the E hospital parking lot located in the Changwon-si, Changwon-si, Seoul Special Metropolitan City.

After the end, it was called that the employee in charge of the credit card loan of the Hyundai Credit Card in Hyundai Credit Card Co., Ltd. was called as D and received the loan by speaking the name of D, resident number, and the credit card password.

However, the fact did not obtain D's consent from the card holder, and there was no intention or ability to repay the loan due to no special profit.

The defendant deceivings the employees in charge of the loan as above, and he borrowed 20 million won from the Hyundai Card of the Victims to receive the loan.

2. On October 13, 2014, the Defendant, who used a new card, obtained a loan of KRW 12 million from the new credit card to the victim in the manner described in paragraph (1) by using a new card in the name of D in the same manner as paragraph (1) at the place listed in paragraph (1).

3. On October 18, 2014, the Defendant, using the Korean card, obtained a loan of 5.3 million won from the Korean card to the victim in the same manner as Paragraph 1, from the place indicated in paragraph 1.

Defendant A and Defendant B, who are South Korea, are the husband of Defendant A, who is the husband of the victim.

The Defendants committed as if Defendant B was a victim D, and subscribed to life insurance in the name of the victim and received money from financial institutions.

【Purchase of Samsung Bio-resources Insurance in the victim’s name】

1. Defendant A forged private document No. 301, Jan. 8, 2014;