【2016 High Order 6690, the Defendant, together with D, E, and F, conspireds to obtain a full-time loan from a financial institution by using a false lease agreement and employment-related documents, such as a certificate of employment, which was prepared as if a person who does not have a house rents a house, to obtain the loan by acquiring the loan from the financial institution. The Defendant, who did not have business substance, issued false employment certificates necessary for the loan, receipt of earned income, etc., and issued employment-related documents, such as employment certificate necessary for the loan in the name of another person, and issued them, and linked with the recruitment books of the lending title holder and the recruitment books of house owners, and directed the borrower of the lending method, etc., to take overall charge of the whole process of the loan, D, E, and F

Accordingly, the defendant, together with D on July 8, 2014, was in the J-authorized Brokerage Office located in Gyeyang-gu Incheon Metropolitan City I as a whole through K of a private person, at the J-authorized Brokerage Office located in Gyeyang-gu I, Incheon.

In order to introduce the Incheon Gyeyang-gu M and the second floor owned by L, D prepared a false lease contract with the content that D intends to lease the Incheon Gyeyang-gu M and the second floor by fixing the deposit amount of KRW 125 million and the period of KRW 24 million for 10,000,000, and followed up a false employment certificate that D is as if D was receiving benefits while serving in corporation G, and a source collection letter of wage and salary income.

After all, D, around July 17, 2014, applied for a pre-paid loan under the name of D for a pre-paid loan to an employee in charge of pre-paid loan in the securities market at the victim bank's bank located in Yeongdeungpo-gu Seoul, Yeongdeungpo-gu, Seoul, Seoul, for a pre-paid loan under the name of D. Around July 17, 2014, and submitted the aforementioned false lease agreement and the certificate of employment, etc., and submitted the relevant documents related to the employment, and its equipment appears to be a clerical error in the "84 million won" stated in the facts charged against the victim's national bank around 25th of the same month from the victim's national bank.

shall be an independent community credit cooperative account in the name of L.