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(영문) 서울고등법원 2015.05.01 2014나2052375

보험금지급확인

Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

1..

Reasons

1. The following facts may be found either in dispute between the parties or in full view of the purport of the entire pleadings in the entries in Gap evidence 1-1 to 4, Eul evidence 2-1 to 32, Eul evidence 1, and Eul evidence 4:

The plaintiff is the spouse of B, who is the type D, and the defendant has a mother post office aiming at insurance business, etc. under its jurisdiction.

B. On October 2, 2003, the Plaintiff entered into the instant insurance contract on October 2, 2003, with the recommendation of the insurance solicitor G at the present office, and entered into the disaster relief insurance contract (hereinafter “instant insurance contract”) with the Defendant as the insured with the content as indicated below as the insured. At the time of entering into the instant insurance contract, B, the insured, signed and sealed the “self-signing” column of the instant insurance contract, or did not consent to the conclusion of the instant insurance contract in writing.

On October 20, 2023, the insurance type maturity, the insurance coverage period of the policyholder for the insured on the date of maturity of the insurance contract, the beneficiary's payment of B insurance premium of KRW 26,200,00, which was the monthly payment of the insurance premium of KRW 26,200, and the beneficiary's payment maturity of the insured for life, the insured's payment of the insurance premium of KRW 50,000,00 as the legal heir's paid-in premium of the insured insured for a holiday accident other than KRW 30,00,000,000 as the legal heir's paid-in premium of the insured for a holiday accident of KRW 50,00,00,000, and the main arguments in this case are as follows.

Article 12 (Types and Grounds for Payment of Insurance Money) (1) A communications agency shall pay the insurance money agreed upon to the beneficiary when any of the following events occurs to the insured during the period of insurance:

2. Insurance proceeds of ordinary daily death: Disasters (hereinafter referred to as "disaster") as provided for in attached Table 2 (Disaster Classification Table) that occur on Week.