A. (1) On October 2, 2008, the Plaintiff entered into an insurance contract with C on October 2, 2008, with D, the Plaintiff: (i) entered into an insurance contract with D on November 18, 2010 with the “F” (insurance period: from October 2, 2008 to October 2, 2034; KRW 100 million) (hereinafter “insurance contract”) to cover damages in the event that the insured inflicts losses on another person’s body or property due to an unexpected accident arising from the ownership, use, and management of a house used for residence; (ii) to enter into an insurance contract with D on November 18, 2010 (the insurance period: November 18, 2010 to November 19, 2015; and (iii) to compensate for damages: KRW 150 million (50,000,000).

The insurance terms and conditions include the following contents:

[Ordinary Terms and Conditions] Article 16 [Scope of Insurance Purposes] (1) The term "insurance purposes" in this contract refers to the following articles:

1. Of the buildings used exclusively for a house, the following or sub-unit houses (including multi-user houses and multi-family houses) (including multi-user houses and multi-family houses) sub-unit houses, which are used to expropriate only household buildings. (4) Unless otherwise agreed, the following items are included in the insurance purpose:

1. In the case of a building, the appurtenances to the building that belongs to the building that belongs to the unit: A signboard owned by the insured (person insured), neons, antenna, propaganda tower, and others similar thereto, which is attached to the building that causes the occurrence of an electricity, gas, heating, air conditioning equipment, and others similar thereto, which are owned by the insured (person insured): the company shall compensate for the damage incurred by the insured (person insured) due to a fire accident that occurred in the insurance policy (hereinafter referred to as "insurance policy"), which is legally liable for the damage caused by the loss of another (hereinafter referred to as "water damage").