Since January 2, 2014 to December 2, 2014, the Defendant received and used the loan as it was necessary to do money, and around March 2016, the Defendant received and used the loan. At the time of around March 2016, the loan of financial rights amounting to KRW 80,000,000,000, and there was no special property and there was no certain income and there was no need to obtain money from the Defendant’s will receive money from the Defendant’s will.

A victim C is a woman-friendly Gu before the defendant was able to teach in advance, and the victim D is a person who became aware of in the former workplace as a customer.

The Defendant had no intention or ability to pay for the loan, even if he/she borrowed money from the victims by iceing the fees for the loan, the fees for a certified judicial scrivener to file an accusation against the tax evasion of the Geumwon, etc., but he/she was thought to be used as gambling funds or living expenses.

Nevertheless,

1. On March 21, 2016, the Defendant against the victim C using mobile phone Kakao Kakao Kakao Stockholm (hereinafter “28,00,000 won was approved, and the payment cost was delayed due to the lack of KRW 240,000. If the Defendant lent KRW 240,000,000, it would be paid by the date of this week.

The phrase “ makes a false statement.”

However, there was no fact that 28,000,000 won was to be loaned from the injured party, and even if they were to borrow money from the injured party, there was no intention or ability to repay by the date of promise.

As above, the Defendant: (a) by deceiving the victim as above, received 240,000 won from the national bank account under the name of the Defendant on the same day from the victim; (b) and (c) from February 6, 2016 to July 9, 2016, the Defendant was transferred KRW 87,263,927 from the victim under the name of the borrowed money, etc. on 95 occasions, as shown in attached Form List of Crimes (1).

2. The Defendant against the victim D is the victim by using the cell phone Kakao Stockholm at around July 22, 2016.