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(영문) 대구지방법원 2020.09.25 2020고정653

대부업등의등록및금융이용자보호에관한법률위반

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Defendant shall be punished by a fine of KRW 3,000,000.

When the defendant does not pay the above fine, 100,000 won.

Reasons

Punishment of the crime

No one, other than credit service providers or credit financial institutions, is allowed to advertise credit business, but the defendant, from June 25, 2019 to November 11, 2019, advertised credit business seven times in total, by posting a loan advertisement notice ( Mereedly, Mered, Mereed, Mered, Mered, Mere, Mere, Mered) through his SNS from November 25, 2019.

Accordingly, the Defendant placed an advertisement on credit business by using his account in SNS “SNS”.

Summary of Evidence

1. The application of Acts and subordinate statutes to the defendant's legal statement, internal report (the confirmation of the advertisement advertisement of the suspected credit business), and the application of Acts and subordinate statutes (the inquiry about the result of the registration of the suspected credit business);

1. Article 19 (1) 3 and Article 9-2 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users concerning facts constituting an offense (to select a fine in general)

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. It is so decided as per Disposition for the reason under Article 334(1) of the Criminal Procedure Act above.

(Unlawful credit business is also prohibited from inducing or advertising illegal loans in order to eradicate the victims as a social issue that causes confusion in the order of the financial market and leads to the collection of illegal interest. Therefore, the violation of the above Act is not less complicated. The amount of fines in summary order seems reasonable and there is no change in circumstances that should be reduced differently).