The seized smartphone (No. 1) shall be confiscated.

On April 2017, the Defendant: (a) entered the search language of “free loan” in NAV, an Internet portal site, in order to provide money for marriage funds, living expenses, etc. in the absence of work place; (b) sent contact with the illegal loan hub that the head of “B” office (hereinafter “B head”) came to know; (c) forged documents such as the detailed statement of deposit transactions, etc.; (d) obtained loans from financial institutions in a disguised manner as if the Defendant was going at work and received monthly salary; (b) obtained loans from financial institutions; and (c) concluded that the Defendant received loans and loans; and (d) the head of “B office” selected financial institutions to receive “workers’ day-to-day loan” loans; and (e) took the role of forging documents necessary for the loan, such as the detailed statement of deposit transactions.

1. On April 27, 2017, the Defendant: (a) received an application for a worker’s life loan from the Han Savings Bank Co., Ltd. (hereinafter “One Savings Bank”); (b) confirmed that the details of deposit transactions, business registration certificates, employment certificates, and employment (employment) were necessary for the loan; and (c) notified the head of B of the B office thereof to use the details of deposit transactions to forge the Defendant’s account under the name of the Seoul Livestock Industry Agricultural Bank (C); and (d) sent the Defendant’s deposit transaction details to B office by mobile facsimile, Defendant’s driver’s license pictures, etc.

B The chief of the office around that time prepared a detailed statement of deposit transactions, business registration certificate, certificate of employment, and work (employment) as shown in the attached Form List of Crimes, as if the defendant was employed in a mutual construction company of "D" and received monthly pay, and printed out it through Kwikset on April 28, 2017.