1. On September 19, 2012, the Defendant: (a) submitted the Plaintiff’s resident registration certificate issued by H’s female and female living together with the Defendant to the employee in charge; (b) as if the Defendant had completed the contract, the Defendant submitted the Defendant’s written application for deposit transaction (trust); (c) written application for electronic financial use; and (d) written the name column of the application for membership of non-CCC Card; (c) written “H” in each resident registration number column; (d) written “I”; and (e) written “K” in each address column in each cell phone number column of “Y of the Southern-gu Port J” and signed by H, respectively.

Accordingly, for the purpose of uttering, the Defendant forged the application form for deposit transaction (trust), the application form for electronic financial use, and the application form for membership of a non-CC Card in the name of H, which is a private document on rights and obligations.

2. The Defendant, at the same time and place as the foregoing paragraph (1), submitted an application for forged deposit transaction (trust), an electronic application for use of financial services, and an application for membership of a non-chron card to the employee in charge as if the application was duly formed.

3. On September 19, 2012, the Defendant used a passbook, etc. opened under the name of H as set forth in the foregoing paragraph (1), and applied for a loan by allowing the Defendant to talk about the personal information, etc. of H as if the Defendant was H, at a coffee shop where the trade name located in the Daegu Suwon-gu two-dong could not be known.

Accordingly, the Defendant, by deceiving the victim as such, was transferred KRW 35 million to the Daegu Bank Account (Account Number L) in the name of H on the same day from the victim.

Summary of Evidence

1. A protocol concerning the police interrogation of the accused;

1. Statement of the police statement related H;

1. Recording records;

1. An application for deposit transaction, an application for the use of electronic financial services, and an application for the subscription of a non-Sch Card personal member;

1. Statement of transactions;