A and B Imprisonment for 10 months, Defendant C and D for each fine of three million won, Defendant E and F for each fine of two million won.

1. Defendant A, B, C, and D promised Defendant B to use the completion of the contract as a house leasing loan fund, and the National Housing Fund will be accepted by deceiving the person in charge of the bank loan as if he were the lessee. Defendant A and the person in charge of the name in question wished to engage in the act as if he were the lessee. Defendant D and the person in charge of the name in question were notified of the above acceptance method and proposed to participate in the act as if he were the lessor, and Defendant C also was willing to participate in the act as if he

Accordingly, Defendant A and B filed a false report on marriage between B and E, made a false certificate of employment, and the Defendants entered into a false lease agreement as if they were leased 410 Do 1002 Do 1002, Seo-gu, Seocheon-gu, Seoul Special Metropolitan City. On August 3, 2010, Defendant B submitted the above documents and loan application to J, who is the person in charge of the loan of the above bank.

On August 6, 2010, Defendants were granted KRW 50 million from the said I bank to the account of G I bank (K), a lessor under the lease agreement from the said I bank.

As a result, the Defendants conspired to deception the victim bank and acquired the property.

2. Defendant A

(a) Any person who intends to engage in credit business in violation of the Act on Registration of Credit Business and Protection of Financial Users, etc. shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business

Nevertheless, on July 6, 2010, the Defendant borrowed an office with the trade name of “M” without registering with the head of Seoul Metropolitan Government, Yeongdeungpo-gu Seoul Metropolitan Government L 503, and found an advertisement for rice Luxembourg, respectively, from B and E, who was requested a loan of KRW 5 million, and a person who was requested a loan of KRW 2 million when filing a marriage report, made a loan to get a loan of KRW 50 million as indicated in paragraph (1) by promising to provide a loan during the lending period, etc., and received KRW 5 million as the fee on August 6, 2012.

Accordingly, the Defendant operated credit business without registration.

(b).