대부업등의등록및금융이용자보호에관한법률위반
Defendant shall be punished by a fine of KRW 2,500,000.
When the defendant does not pay the above fine, 100,000 won.
Punishment of the crime
Any person who intends to engage in credit business or loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor having jurisdiction over the relevant place of business, and any unregistered credit service provider shall not receive interest at an interest rate exceeding 30%
Nevertheless, the defendant conspireds with the name of the non-registered credit service provider.
1. Around February 4, 2013, at the E Research Institute for Operation D of Changwon-si, Changwon-si, Masan-si, C2nd floor C, lending a loan of KRW 2,000,000 to the recipient, 40,000 per annum by having the borrower pay interest of KRW 40,000 per annum for 65 days by collecting the interest of KRW 40,00 per annum in the form of number of days; and
2. Around March 27, 2013, when lending KRW 3,000,000 to a borrower, the said private teaching institute had the borrower engage in an unregistered credit business by having the borrower pay interest of KRW 60,000 per annum 408.7% per annum in the form of the number of days of repayment for 65 days.
3. Around May 4, 2013, when lending KRW 2,000,00 to a borrower at the pertinent private teaching institute, the said private teaching institute had the borrower pay interest of KRW 60,000 per annum by means of receiving interest of KRW 408.7% per annum in the number of days in the form of 65 days, and operated an unregistered credit business;
4. Around June 21, 2013, when lending KRW 2,000,000 to a borrower at the pertinent private teaching institute, the said private teaching institute had the borrower engage in an unregistered credit business by having the borrower pay interest of KRW 100,000 per annum by means of receiving 40.7% per annum in the form of number of days during 65 days;
5. Around July 29, 2013, when lending KRW 2,000,000 to a borrower at the pertinent private teaching institute, the said private teaching institute had the borrower engage in an unregistered credit business by having the borrower pay interest of KRW 100,000 per annum for 65 days in the form of the number of days of repayment of interest at KRW 40,00 per annum;
6. Around September 6, 2013, the pertinent private teaching institute provided a loan of KRW 2,00,000 to a borrower for KRW 65 days with interest of KRW 100,000 per annum by means of receiving interest at the rate of 408.7% per annum for 65 days; and
7. Around October 15, 2013: