[criminal records] On August 31, 2016, the Defendant was sentenced to imprisonment with labor for a violation of the Electronic Financial Transactions Act at the Busan District Court on the part of August 31, 2016 and the said judgment became final and conclusive on December 2, 2016.

[Criminal facts] 2016 Highest 7368

1. On May 201, 201, the Defendant: (a) took a phone at a loan brokerage office operated by C, and (b) took the words “it is possible to receive a loan if the Defendant applied for a loan of money on a deposit basis after creating a false certificate of employment and a real estate lease contract, etc. even without any occupation; and (c) obtained a loan by means of such method.”

On May 201, 201, the Defendant: (a) met the above C with the 109-dong 210, 109-dong 210, Gowon-si, Changwon-si; and (b) did not have leased the above F apartment owned by the husband of E; (c) the Defendant, along with C, prepared a false real estate lease agreement with the above apartment, and gave it to C.

On June 1, 2011, the Defendant: (a) received a contract for real estate lease and a false certificate of employment, income tax collection certificate, etc. stating that the Defendant paid the income tax after receiving the payment in G from the said real estate lease contract and the Defendant, before the original branch of the Korea Bank located in Seongbuk-si, Sungwon-si; (b) filed an application for a loan of the deposit money with the Defendant submitting documents, such as a real estate lease contract, employment certificate, and income tax collection certificate, which were falsely prepared to employees of the victim bank at the original branch of the said Korea Bank; and (c) upon receiving the confirmation call from the said bank staff, the Defendant responded to the purport that “the Defendant leased the apartment as the lease of the apartment as the lease is appropriate.”

As a result, the Defendant conspired with C and E, by deceiving the victim as above, and managed C on the same day from the victim.

The F shall receive the remittance of KRW 49 million in the name of the loan for the loan of the full-time loan to the Agricultural Bank account (Account Number H) in the name of F.