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(영문) 광주지방법원순천지원 2014.09.25 2012가합10578

계약무효확인 등 청구의 소

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1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On April 25, 2008, the Plaintiff entered into an insurance contract with Defendant B with Defendant B as the insured and beneficiary (hereinafter “instant insurance contract”). The instant insurance contract includes a special clause that pays KRW 50,000 per day of hospitalization within the limit of 180 days per time when the insured is hospitalized due to injury or disease.

B. On December 30, 2010, the instant insurance contract changed from Defendant B to Defendant A, and the beneficiary on January 7, 201 from Defendant B to Defendant A, respectively (In conclusion, Defendant A and the beneficiary of the instant insurance contract were adjusted to Defendant B), and the Defendants were vice versa.

C. On May 1, 2008, Defendant B received hospital treatment for 10 days from the time to September 21, 2012, including the following: (a) around 10 hospitals, Defendant B received hospital treatment for 487 days in total from around 10 days, due to crypitis, knee-pane-pathrosis, high blood pressure, high-tension, urinology, inter-regional disease, rapism, and fatitis.

Accordingly, the Plaintiff paid the Defendant A insurance proceeds of KRW 1,4750,000 and KRW 1,510,000,000 to Defendant B, and KRW 2,985,00.

The number of days of hospitalization at the hospital No. 1 C Hospital 1 C Hospital 08.05.01 to 08.08.05.10 10, 10, 50 B Hospital 50 B 2 C Hospital 08.02.16 to 08.03.16, 29 the left-hand knee knee knee knee knee knee knee knee knee knee knee knee kne kne kne kne kne kne kne kne kne kne kne kne kne kne kne kne kne kne kne kne kne 1 to 25.25 C hospital 125 C hospital 09.08 to 09.09.2316, 09.16, 2015 knee ke kne kne kne kne kne k kne kne kne kne kne kne kne kne k k k.