1. Defendant C, along with five persons with whom the name of GX, GY, and name cannot be known, proposed the victims to collect money borrowed by the victims by inserting the phrase “Amba, 500,000 won per day,” to “I may be punished by a fine for 50,000 won per day.”

Around August 2014, the Defendant posted a letter “Abba, I may impose 500,000 won per day,” and reported it to the GZ, “If he/she lends the loan to a person who is unable to obtain the loan due to low credit, he/she will give KRW 500,000 in return for the loan. The name of the loan means that he/she automatically lends the loan within one month, and the loan is transferred to another person, and the record of the loan is private.” The name of the loan means that “I will give KRW 50,000,000 to the victim HA, if he/she lends the loan to the person who is unable to obtain the loan, due to low credit standing.” The name of the loan means that the loan is automatically transferred to the person within one month, and the record of the loan is false.”

However, if the GZ has induced victims, the defendant thought that the victim would have divided the loan after getting the victim to get the loan, and there was no intention or ability to transfer the name of the loan to another person.

In collusion with five persons with whom GX, GY, and name cannot be known, the Defendant: (a) by deceiving the victim HA through such GA on September 19, 2014; and (b) requested the victim HA to borrow KRW 5,400,000 from the OK Savings Bank via telephone in around 10:30,000,000,000 in total, KRW 1,40,000,000 from EK Savings Bank; and (c) demanded the victim to borrow KRW 1,11,00,000,000 in total in the name of the victim, excluding KRW 30,000,000,000,000 in fee.