If the defendant does not pay the above fine, 50,000 won.

The Defendant did not register with the competent authority, and from the end of August 2006 to the end of Busan, the Defendant was running a credit business from around March 17, 2008, loaned KRW 3 million to C around March 17, 2008 and received interest of KRW 86.9% per annum by receiving payment of KRW 3.6 million per annum. From that time, the Defendant loaned KRW 19 million per annum to July 12, 2009 and received interest of KRW 65.1% through 86.9% per annum from that time until August 12, 209.

The Defendant, without registering as such, engages in credit business, and received interest in violation of the restriction on the interest rate.

Summary of Evidence

1. C’s legal statement;

1. Statement of each police statement regarding C;

1. An investigation report (general) - On the details of transactions of accounts in the name of the petitioner;

1. Written replys to the request of an investigation;

1. Application of each statute on a loan certificate;

1. Article 19(1)1 and Article 3(1) of the Act on the Registration of Credit Business and Protection of Finance Users (amended by Act No. 9344 of Jan. 21, 2009), Articles 19(2)2, 11, and 8(1) (amended by Act No. 9344 of Jan. 21, 2009) of the former Act on the Registration of Credit Business and Protection of Finance Users (amended by Act No. 9418 of Feb. 6, 2009) concerning criminal facts; Articles 19(2)3 and 11(1) of the former Act on the Registration of Credit Business, etc. and Protection of Finance Users (amended by Act No. 9418 of Feb. 6, 2009); Articles 19(2)3 and 19(1)1 of the former Act on the Registration of Credit Business and Protection of Finance Users (amended by Act No. 9344 of Feb. 6, 2009)

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;