1. Fraud;

A. On January 23, 2009, the Defendant committed the crime against the victim B, the Defendant merely intended to use the borrowed money for the purpose of repaying his/her personal debt even if he/she did not own any particular property and borrowed money from the victim, and even if he/she did not have any intention or ability to repay the borrowed money, he/she received interest from the victim by lending money to the company of private village and receiving the interest from the company. If he/she borrowed money, he/she acquired 63,200,000 won in total from the victim as stated in the attached Table of Crimes (1).

B. On June 10, 201, the Defendant committed the crime against the victim C, the Defendant merely intended to use his/her personal debt even if he/she did not own any property and borrowed money from the victim for the purpose of repaying his/her personal debt, and did not have any intention or ability to repay the borrowed money, despite the fact that he/she did not have any intention or ability to pay the borrowed money by investing in the corporate bonds business, the Defendant was provided with the victim with interest that he/she would borrow money from the company and receive the interest that he/she would receive from the company if he/she borrowed money. The Defendant was provided with KRW 18,250,000 over 16 times in total as indicated in the attached Table of Crimes (2).

2. The Defendant is the husband of the Defendant with respect to the above borrowed money from the above C.