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(영문) 창원지방법원마산지원 2016.03.25 2014가단16978

보험계약무효확인 등

Text

1. The insurance contract described in the separate sheet between the plaintiff and the defendant A is invalid.

2. Defendant A shall be the Plaintiff.

Reasons

1. Basic facts

A. On December 28, 2010, the Plaintiff concluded an insurance contract with Defendant B as the insured (hereinafter “instant insurance contract”).

On February 21, 2011, Defendant B changed the contractor and beneficiary of the instant insurance contract to Defendant A, a wife.

B. From April 11, 201 to February 23, 2015, the Plaintiff paid the insurance proceeds of KRW 10,660,000 in total to Defendant A over 23 occasions in accordance with the instant insurance contract.

C. On the other hand, the content of the insurance contract that Defendant B entered into with multiple insurance companies under the name of the principal or the name of Defendant A with the insured as Defendant B is as listed below.

(1) Insurance company's insurance premium of 10.31. 201 insurance premium of 10.30, 174,000 80,000 LIG insurance of 20.01.00 30,000 30,000 30,000 30,000 Hyundai 28.0,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000 30,000,00 30,000 40,00 28,000 28,00 30,00,00 30,00,00 30,00 30,30,00

D. Defendant B hospitalized for a total of 479 days from April 11, 2011 to February 16, 2015 on the ground of disease. Defendant B received insurance proceeds of KRW 194,805,244 from each of the above insurance companies during the above period on the ground of Defendant B’s insurance accident. Of that, Defendant B received insurance proceeds of KRW 176,510,805 for the total amount of KRW 176,805 for the day of hospitalization excluding surgery expenses.