Around September 2019, the Defendant received a proposal from a name infinite (hereinafter “C”) who misrepresented B bank staff to the effect that “I will provide loans in a way that I will deliver the money to a new account by withdrawing the money from the company to the one to which we send it to the one to which we send it.”

However, on August 2008, the Defendant had already been issued a summary order of KRW 2 million on February 23, 2009, which was issued on February 23, 2009, with regard to the transfer of 10 copies of passbooks and e-mail cards under the name of the Defendant and 10 copies of e-mail cards to the needy.

In addition, on May 2019, upon receipt of the proposal stating that “a bank account in the name of an individual is required due to the corporate situation, it will be paid KRW 3 million per account,” from a person who misrepresented the employee of a liquor company, the Defendant sent the means of access to two accounts under the name of the Defendant, and then used the amount of damage caused by telecommunications-based financial fraud (so-called “scaming”) deposited in the said account, the investigation was conducted by an investigative agency as a crime of violating the Electronic Financial Transactions Act and the crime of embezzlement. At the time, the said account was used by the investigative agency for the scaming crime, as well as for the proposal that the said account was used for the scaming crime, the said proposal was presented to seek the “scambling

The Defendant knew that a person who has no name (hereinafter “C”) was to remit money to an account under the name of the Defendant by deceiving the victim, and, in response to the proposal of the person who has no name, notified the number of the Defendant D(E) to the person who has no name in return for the preparation of living expenses.

On the other hand, on September 24, 2019, a name-free person assumes a false statement to the effect that “Sace is a credit loan violation, and all financial transactions will be suspended if he/she fails to repay the existing loan.” On the same day from the victim, he/she assumes the name of the Defendant on the same day.