The Defendant, “2016 Highest 1454,” who was an employee of a lending brokerage office and was trying to start a mixed business after closing his/her place of work, had a victim C, who was aware of a loan through a middle and old holiday on May 2015, and he/she was able to arrange a loan, and he/she was able to bring up for friendship, with the victim’s intent to borrow money as a business fund.

On June 4, 2015, the Defendant made a false statement to the victim stating that “If the Defendant lends money to the Defendant as expenses are needed to borrow a loan brokerage office, the Defendant would immediately repay money.”

However, in fact, the Defendant was in a state of bad credit standing in excess of his/her obligation without any assets or profits, and had to receive a credit card loan due to lack of any available hospitalization, and thus, even if he/she borrowed money from the injured party, he/she was thought to repay his/her personal debt, such as credit card loans, or to use it as a cost of living. Therefore, even if he/she borrowed money

Nevertheless, as seen above, the Defendant, as well as the receipt of KRW 10,010,00 from the victim by deceiving the victim and receiving KRW 10,000 from the NongHyup Bank account (E) in the name of the same day from the victim, by deceiving the victim as above from around that time to November 12, 2015, and by receiving KRW 96,552,648, total sum of 72 times from the victim.

On September 23, 2015, the Defendant stated that “Around September 23, 2015, the Defendant would have the victim H(G) (hereinafter “G”) who was aware of the loan at the “G” restaurant located in the Nam-gu Incheon Metropolitan City, Seoul, that “I would be able to obtain a loan of KRW 100,000 by means of credit rating by paying the existing credit card loan amounting to KRW 30,000,000,000 for the purchase of goods with a credit card on the face of the State, and then by paying the purchase of goods with a credit card amounting to KRW 43,00,000.”

However, the defendant is guilty.