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(영문) 서울북부지방법원 2015.05.20 2014가단113118

보험금

Text

1. The Defendant’s diagnosis on August 19, 2013 of the cryp chronty of the cryposis, which was received by the Korea National University Medical Center Hospital, was conducted by the Defendant.

Reasons

1. Basic facts

A. On December 10, 2004, the Defendant entered into an insurance contract with the Plaintiff listed in the separate sheet (hereinafter “instant insurance contract”) with the collateral security coverage period (won) and agreed to pay the following insurance proceeds, upon entering into an agreement with the Defendant to renew the 80,000 years of age 20,000 for the cerebrovascular disease diagnosis cost (80,000,000 for the cerebrscular disease diagnosis cost (80,000) for five years of age).

B. According to the terms and conditions of the medical examination expenses for cerebrovascular diseases applicable to the instant insurance contract, the Plaintiff paid 100% of the purchase amount of the insurance contract under this special agreement only once when the Defendant first diagnosed as “cerebrscular diseases” after one year from the date of the insurance contract. The term “cerebrscular diseases” refers to the diseases classified as cerebrscular diseases according to the classification of Korean Standard Patients, and the diagnosis of cerebrscular diseases must be conducted by a person with the certificate of qualification for a domestic hospital under Article 3 of the Medical Service Act or an overseas medical institution recognized by the Plaintiff as equivalent thereto (excluding dentists). The diagnosis must be based on medical history, neology-computer-oriented photographing (brain Csect), nuclear self-biological image method (MI), cerebrscular, double-electronic emitting(PET), a single e-mail emitting e-mail, a single e-mail e-mail e-mail e-mail e-mail test.

C. There is a cerebral cerebral cerebral typhism disease classified as a Korean Standard cerebral typhism disease, and there is a cerebral typhal typhism and a chronism (Classification No. 165) that did not cause any cerebral typhism.

On August 19, 2013, the Defendant received the diagnosis of the “Man-do Man-Man-do Man-Man-do Man-Man-Man-do Man-Man-Man-Man-Man-Man-Man-Man (I65)” (hereinafter “the instant diagnosis”).

[Grounds for recognition] Unsatisfy, Gap 1-3 evidence, the purport of the whole pleadings

2. The assertion and judgment

A. The defendant asserts that the plaintiff is liable to pay the insurance money under the insurance contract of this case on the ground of the instant diagnosis, and that this is against this.