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(영문) 수원지방법원 2015.08.20 2014가단31833

보험금

Text

1. The plaintiff (Counterclaim defendant)'s main claim is dismissed.

2. The Plaintiff (Counterclaim Defendant) is KRW 74,258,995, to the Defendant (Counterclaim Plaintiff).

Reasons

A principal lawsuit and counterclaim shall also be deemed a principal lawsuit and counterclaim.

1. Facts of recognition;

A. The Defendant was born to B Hospital on March 27, 2013 and was diagnosed on 4th 10 weeks of pregnancy, and was diagnosed on the same day as a result of blood examination conducted by the above hospital on the same day, and was diagnosed on the Ath upper-line skill load.

5. Up to 15. The relevant drug was prescribed as 63 days’ worth.

B. On May 29, 2013, the Defendant, who was pregnant, concluded an insurance contract with the Plaintiff listed in the attached Table 2 list (hereinafter “instant insurance contract”).

C. After that, the Defendant gave birth to Nonparty D on 4th day of 27 weeks of pregnancy. The Defendant was born to Nonparty D on 710 g of the body with extreme low-end body, dynamics, grade’s obsessis, cerebral cerebral typosis, Athrode’s cerebral typosis, Athrode’s lethropic typosis, Athropic typosis, detailed pulmonary typosis, and pulmonary pulmonary ethic ethic tyption of the newborn, etc. for 135 days from July 3, 2013 to November 14, 2013, the Defendant was hospitalized for the use of human typosis at the patient rooms at the above Athic Mean Hospital, and was determined to develop the department of rehabilitation in the course of rehabilitation after the completion of the rehabilitation treatment.

(hereinafter “instant insurance accident”). D.

Meanwhile, the Defendant filed a claim with the Plaintiff for the payment of insurance money on the ground that the insured event under the instant insurance contract occurred on October 2013 after the occurrence of the foregoing insured event. However, on December 3, 2013, the Plaintiff constitutes grounds for termination of the contract due to the violation of the terms and conditions of the instant insurance contract and the duty of disclosure under Article 651 of the Commercial Act, since the Defendant was diagnosed as the Defendant’s first class in the B Hospital from March 27, 2013 to May 15, 2013, which was before the purchase of the insurance policy, and the fact that the Defendant was diagnosed as the first class in the B Hospital from March 27, 2013 to May 15, 2013, and was administered more than 30 days above the first class’s function, as it constitutes an important matter under the duty

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