beta
(영문) 대구지방법원서부지원 2016.05.19 2014가단6675

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On October 29, 201, at around 13:23, the Plaintiff suffered injury, such as the ground for crushing and crushing of the c vehicle operated by B while walking on the right side before the Daegu Seo-gu Jin Park, Seo-gu, Daegu, due to the accident facing the front part of the right side of the C vehicle operated by B, and the Plaintiff suffered injury, such as the ground for crushing and crushing of the c vehicle on the left side, the outer part of

(hereinafter “instant accident”). (b)

On the other hand, the above vehicle B is a vehicle not covered by the automobile insurance. The plaintiff's spouse D as the insured with respect to the above vehicle E owned by the defendant, and entered into a comprehensive automobile insurance contract including non-insurance coverage (hereinafter "the insurance contract of this case"). The terms and conditions of the insurance contract of this case concerning non-insurance coverage are as follows.

Injury by Non-Insurance Motor Vehicle

1. (1) Where the insured dies or dies of an accident caused by an insured motor vehicle, and there is a person liable to compensate for any damage incurred therefrom, the insurer shall be bound to compensate for the damage as prescribed by this Clause;

(2) An insurance company shall pay the insurance money after deducting the amount of deduction from the aggregate amount of this standardized contract’s “amount calculated according to the standard for the payment of insurance money” and “expenses.”

③ The above "amount of deduction" refers to the following amounts:

amount payable pursuant to personal compensation I (including liability deductions and government assistance projects).

IV.The payment criteria for insurance money, personal compensation, injury by automobile, and non-life insurance;

(a) As to the ground level of death;

3. Loss amount; and

(a) Omission;

나. 현실소득액의 산정방법 ⑴ 유직자 ㈎ 산정대상기간 ① 급여소득자 : 사고발생직전 또는 사망직전 과거 3개월로 하되, 계절적 요인 등에 따라 급여의 차등이 있는 경우와 상여금, 체력단련비, 연월차휴가보상금 등 매월 수령하는 금액이 아닌 것은 과거 1년간으로 함 ② 급여소득자 이외의 자 : 사고발생직전...