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(영문) 서울중앙지방법원 2016.08.26 2015가합510738

보험금

Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. On November 26, 2012, the network C (hereinafter “the network”) driven a motor vehicle at the D apartment 203 parking lot in the Namyang-si, Namyang-si, Namyang-si, Seoul, and caused the shock of the vehicle parked.

(hereinafter “instant traffic accident”). B.

On December 17, 2012, the deceased was diagnosed on December 17, 2012 that there was a closed frame on the left-hand shot.

In the medical record of the deceased prepared on the same day, the deceased was in the past 4 weeks (round November 19, 2012) more than 4 weeks prior to his past history (referring to the "slidown medical language"), and only he stated that he started shesheshesheshesheshesheshes from walking a lot of 1 week prior to his/her own week, and that he/she did not mention the traffic accident of this case as a water cause.

C. On February 27, 2013, the Deceased performed a fixed studio on the ground of “absparation of satisfys on the left side,” and accordingly, received a disability diagnosis that caused the loss of labor capacity by 35% due to the existence of a fixed satfying on the left side of the satisfy, which was impossible to do so.

On May 9, 2014, the Deceased got a surgery to cut knee below the left-hand knee, and died of the deceased on July 12, 2014 due to the hneoman’s pule.

E. The deceased’s heir, who is the wife A and B, is the wife B.

F. The Defendants are insurance companies that concluded an insurance contract with the deceased to pay insurance money in the event of an insured incident, and the terms and conditions are as follows.

Article 16 [Types of and Grounds for Payment of Insurance Money] of the Defendant Samsung Bio-resources Guarantee Insurance (Supplementary to Dividends) (Article 16] If any of the following events occurs to the insured, the company shall pay the insurance money agreed upon to the beneficiary (referred to as the "Standards for Payment of Insurance Money" in attached Table 1):

5. The state of disability of Grades I through III in the disability classification table due to a disaster during the insurance period.