보험금
1. All of the plaintiffs' claims are dismissed.
2. The costs of lawsuit are assessed against the plaintiffs.
1. Facts of recognition;
A. Plaintiff A is the spouse of D (the deceased on July 9, 2019, hereinafter “the deceased”) and Plaintiff B is the deceased’s child, and the Plaintiffs are the legal heir of the deceased.
B. On May 16, 201, the mother E of the Deceased concluded a “F” contract with the Defendant on the deceased, the beneficiary of the death insurance, the deceased’s statutory heir, and the insurance period as 70 years (from May 16, 2084) (hereinafter “the instant insurance”). The instant insurance guarantees the payment of KRW 150 million in the event of the death of the insured due to an injury (100 million in basic contract 50 million, general injury and additional security agreement on the disability after death).
C. Around 7:00 on July 9, 2019, the Deceased committed suicide by getting the heatized coal on the street in front of the LAW in Busan-gun G, Busan-gun G.
(hereinafter “instant accident.” Article 17 of the General Terms and Conditions (Types and Grounds for Payment of Insurance Money) The Company shall pay the insured the insurance money agreed upon to the beneficiary when any of the following events occurs to the insured. If the insured at least 15 years of age dies as a direct result of the injury (referring to the injury inflicted upon the body of the insured that occurred during the insurance period, and hereinafter “injury”): Article 19 (Reasons for Non-Payment of Insurance Money) of the Death Insurance Money (Amount of Insurance Contract) ① The Company shall not prevent the insurance money when any of the following events occurs to cause the payment of insurance money:
1. The insured's intentional intent: Provided, That when the insured has impaired himself/herself while unable to make a free decision due to mental disorder, etc., he/she shall pay insurance proceeds to him/her;
Article 1 (Types of and Grounds for Payment of Insurance Money) of the General Injury, Death, Additional Disability Compensation Clause shall apply to the insured when any of the following causes occurs: