On November 8, 2012, the Defendant was sentenced to two years of imprisonment for fraud in this Court, and the judgment became final and conclusive on November 12, 2012.

1. The Defendant is a person who has been operating a C insurance agency on the third floor of the Suwon-si B building from around 1996.

On January 2, 2006, the Defendant stated that “The Defendant would subscribe to the above insurance on the face of money because there is a lump-sum payment insurance product that only the operator of the C insurance agency can subscribe to, and the return on profit is good.”

However, the above insurance products did not exist, and even if the Defendant received money from the victim as insurance premiums, it was thought that it was used for personal purposes, such as living expenses of the Defendant, credit card payments, etc., or used so-called so-called “defluence” to cover the money of interest to be paid to the other victims.

Accordingly, the Defendant, on January 2, 2006, received 3.5 million won from the victim as insurance premium from one bank account (E) under the name of the Defendant from the victim from that time, and, from that time to December 30, 201, by deceiving 11 victims by the above method, such as the list of crimes in the attached list of crimes, and received a total of 1.53 billion won from the above victims, and acquired it by transfer.

2. Around July 1, 2011, the defrauded defrauded stated that “The Defendant would pay the credit card price to the victim F within one week if he/she lends money to the victim F.”

However, in fact, even if the defendant borrowed money from the victim due to financial difficulties, he did not have the intention or ability to repay it within a week.

Accordingly, the Defendant received from the victim the money of KRW 6 million on July 1, 201, KRW 6 million on July 1, 201, KRW 6 million on July 11, 201, and KRW 12 million on a total from the Defendant to the account under the name of the Defendant as the money borrowed.

Summary of Evidence

1. Defendant's legal statement;

1. Examination protocol of the accused by prosecution;

1. G. G.