The Defendant, “D” in Dongdaemun-gu Seoul Metropolitan Government, operated the place of business, Dongdaemun-gu, Seoul, the Defendant: (a) was unable to register credit card member stores under one’s own name; (b) requested business operators and credit card member stores to register and lend their names; (c) borrowed the name of credit card member stores with “D” from E; and (d) installed credit card payment terminals.

On March 13, 2015, the Defendant paid a total of KRW 214.8 million from March 13, 2015 to January 5, 2016, including paying KRW 1 million using a credit card payment terminal in the name of G, which was received from F, using a credit card payment terminal, as well as from March 13, 2015 to January 5, 2016.

However, the defendant does not sell goods or provide services, such as the details thereof.

The Defendant made a transaction by credit cards without selling goods or providing services under the name of a credit card merchant even though it is not a credit card merchant which entered into a contract with the same credit card company.

The Defendant of “2016 Highest 5495” knew that F was using a credit card from H, and was unable to return the price by using the card, stating that F was “F lent a credit card received from H and would use the card normally.”

On November 2015, the Defendant was urged by F to pay credit card payments from F, and “I do not know about even if you sell a house owned by F and make it possible to use a continuous card. I will pay credit card payments at the end of each month.

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F beliefing that the horses were able to be used by the Defendant, Chapter I of H and H, and Chapter Twelve of credit card G.

The Defendant shall pay KRW 3,00,000 from D operated by the Defendant on December 1, 2015 to January 28, 2016.