The victim B, the victim B, the victim C, and the victim D corporation are the electronic payment settlement agency (E) and with respect to credit card companies such as the credit card merchant F in the online credit card transaction, the Internet shopping mall or the open market's sub-stores such as individual sellers are engaged in the online shopping mall settlement agency in the position of representative member store.

around 17:00 on March 20, 2018, the Defendant purchased four 100,000 won of “online cultural gift certificates” that can be used in real time on the Internet without any separate delivery process, and paid 388,000 won in G name “J” under the name of G.

The Defendant continued to use online merchandise coupons purchased as above by selling them to a third party, etc., and then entered information, such as “J”, “L”, “L”, “M”, “N”, “N”, and “N”, etc. of G used in the payment of the gift certificates by accessing the said system with a “K” number connected to the ARS system of the F Bank of Korea in charge of the settlement of the said merchandise certificates, without authority, and then arbitrarily cancelled approval for the said credit card settlement case, thereby allowing an information processor, such as a computer, to enter information without authority, thereby obtaining financial benefits equivalent to KRW 388,00,00 in the payment of credit cards, and at the same time interfering with the business related to the victim’s credit card transaction approval and cancellation, and the settlement of transaction price.

In addition, the defendant from March 9, 2018 to the same year.

4. By December 12, 200, online merchandise coupons worth KRW 32,865,000 in total over 57 times, such as written in the list of offenses, are purchased.