On February 2, 2018, the Defendant stated that “The victim B (the 27-year-old-old-old-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-gu (hereinafter “27-year-old-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-dong-gu

However, the Defendant, at the time, was liable for personal debts worth KRW 340 million, and the Defendant was planned to receive money from the victim as insurance premiums to use only a part of the money for personal purposes such as monthly payment, and to pay the remainder, so even if he received money from the victim, he did not have the intent or ability to pay the money in advance to the insurance company.

The Defendant received 80 million won in total from the Cbank account (D and E) in the name of the victim on the same day from the victim to the F Bank account (G) account in the name of the Defendant.

Accordingly, the defendant was given property by deceiving the victim.

"2018 Highest 3847" Defendant is operating "M", which is an insurance agency, such as I, J, K, and L, on the eightth floor of the H building in Ulsan-gu, Ulsan-gu.

On April 24, 2018, the Defendant, at the office for the management of the victim'sO located in Ulsan-gu N, Ulsan-gu, 2018, concluded the victim with the fire insurance for every two years, and terminated the two years, and the driver's insurance is also terminated and has a lot of damages. If the fire insurance is extended to two years, the Defendant is entitled to receive compensation for the amount of damages. If the Defendant paid the increased amount to two-year insurance money, then the Defendant would have the agent receive KRW 24 million without any damage at all after two years. The agent's account would be changed to deposit the full amount of the termination amount by up to four p.m.

However, the defendant bears the personal obligation equivalent to KRW 340 million at the time.