A Imprisonment of 1 year and 6 months, Defendant B, C, D, F, G, H, and I shall be punished by imprisonment for 6 months, and Defendant J for 3 months.

1. In the event that any person who commits a joint crime involving the Defendants (excluding Defendants G)’ non-registered credit business and the Defendants’ statutory limit and excess interest intends to engage in credit business, he/she shall register his/her credit business with the competent administrative agency, and in fact, he/she shall not receive the interest exceeding 30% per annum, which is the statutory interest rate, in the event that any loan is made

Nevertheless, Defendant A, without registering his credit business with the competent authority from January 2012 to August 2013, as the name of "K", shall exercise overall control over the operation of the organization that employs 1 million won or 1.5 million won per month in the name of Daegu, Gyeong-gun, and Chungcheongbuk-gun, and provides loans for free use, and shall exercise overall control over the operation of the organization that spreads and collects advertising leaflets in the area of the Gyeong-gun, Gyeong-gun, Gyeong-gun, Gyeong-gun, Gyeong-si, Gyeong-si, and Gyeong-si, and that is in charge of the operation of the Gyeong-gun, Gyeong-gun, Gyeong-gun, and Gyeong-si, and that is in charge of the operation of the Gyeong-si, Gyeong-si, Gyeong-si, Gyeong-si, Gyeong-si, and that is in charge of the operation of the Gyeong-si, Gyeong-si, Gyeong-si, Gyeong-si, and that is in charge of these affairs.