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(영문) 인천지방법원 2012.11.15 2012고단8310

대부업등의등록및금융이용자보호에관한법률위반

Text

A defendant shall be punished by imprisonment for a term of one year and two months.

Seized evidence 2 through 9, and 11 shall be confiscated.

Reasons

Punishment of the crime

[2012 Highest 8310] Any person who intends to engage in loan brokerage business shall file registration for each place of business with the competent authority having jurisdiction over the relevant place of business.

On February 8, 2011, the defendant, at the office of "Dag Capital" in Nam-gu Incheon Metropolitan City, the defendant, without the registration of the competent authority, has arranged to borrow three million won from the F Capital Capital to E and run a unregistered loan brokerage business.

[2012 Highest 9107]

1. On April 13, 201, the Defendant: (a) had 401, book, telephone, etc. of the building in Nam-gu Incheon Metropolitan City; (b) employed H, I, J, K, L, M, N, andO as an employee; (c) had an employee arrange a loan through a lending company, such as HK Savings Bank, not a lending company; and (d) did not incur any cost for computer work in the course of lending; (b) ordered the above employees to provide mobile phone numbers of the victims; (c) provide them with telephone numbers of the victims; and (d) provide them with telephone service and counseling with a lending company; and (e) the said H intended to demand computer work cost after obtaining a loan from the victim P to 300,000 won, including 360,000,000 won from the aforementioned victims’ credit problem; and (e) obtained the aforementioned victim’s money from 360,000,000 won and 360,000,000 won from the aforementioned victims’ money.

2. Any person who intends to engage in credit business or credit brokerage business in violation of the Registration of Credit Business and Protection of Financial Users Act shall register with the Mayor/Do governor having jurisdiction over the relevant place of business.

Nevertheless, the Defendant did not register the above “Incheon-gu G building 401” as a loan brokerage business office, and at the above office around April 13, 201.