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(영문) 창원지방법원통영지원 2014.01.16 2012가단4533

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On March 18, 2008, the Plaintiff entered into an insurance contract with the Defendant for the Greenline Greenline (hereinafter “instant insurance contract”) and the main contents are as follows.

The principal insured: A (name before the opening of a name: D before the opening of a name: the Plaintiff’s husband): 10 million won insured under the contract of the State of the Plaintiff: 30 million won: 80% of the basic insurance amount when the diagnosis is finalized or when a serious surgery is performed with respect to “serious images and corrosion” and “serious diseases” during the insurance period.

B. C on April 16, 2009, at Seoul National University Hospital, performed a booming on the left side and a balute fladral removal on the left side with respect to two or more species, and completely recovered the quantity of species upon the extension of the balutic approach and the balute with respect to the two species which were repeated on May 17, 2010. < Amended by Presidential Decree No. 22148, Apr. 16, 2009>

However, as a result of a recurrence, it has been implemented on October 19, 201 through the extension of the border movement and the removal of species, and completely implemented the species.

And the same year from January 18, 2012

3. By the end of February, 300, the hospitals affiliated with the Human University have received 30 times the radiation treatment of the two species.

C. 1) The general insurance terms and conditions of the instant insurance contract (hereinafter “instant terms and conditions”)

According to the above, a serious disease refers to a serious cancer, serious acute scarcity, serious scarke, serious brain scarke, terminal scarke, terminal term disease, and terminal term disease (Article 15(1) of the Clause of this case). A serious cancer refers to a malicious scarke, which exists in a malicious organ and can be characterized by scarkeing and destroying scarke cells, and its surrounding organization, it refers to a malicious scarke, which can be characterized by scarkeing scarke cells and scarkeic scarke, etc. (Article 4(1) of the Clause of this case). The diagnosis and confirmation of cancer is to be conducted by a professional doctor of scarke or clinical pathology, and this diagnosis is to be conducted by a person with a professional doctor of scarkeic or clinical pathic scarke.