If the defendant does not pay the above fine, the amount of KRW 100,000 shall be paid.

In using and managing the means of access, no person shall borrow or lend a means of access or keep, deliver or distribute a means of access with the knowledge that the means of access is to be used for a crime or will be used for a crime.

Nevertheless, on January 2019, the Defendant: (a) received a proposal from a name-free person who misrepresented a borrower to the effect that “When sending a physical card, the Defendant would make false entries into and obtain loans from him/her; and (b) accepted it; (c) around that time, the Defendant sent a copy of the physical card connected to the D Association (E) account in the name of the Defendant to the name-free person using Kwikset Service in front of Kwikset-si B.

Accordingly, the Defendant knowingly lent the means of access used in electronic financial transactions.

Summary of Evidence

1. Defendant's legal statement;

1. A written statement;

1. Application of Acts and subordinate statutes on response materials to cooperatives;

1. Relevant Article 49 (4) 2 and Article 6 (3) 3 of the Electronic Financial Transactions Act concerning criminal facts, the selection of punishment, and the selection of fines;

1. Articles 70 (1) and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;