1. Around 08:50 on May 23, 2020, the Defendant embezzled, at the B-si operated by the Defendant located near the Jinju bus terminal located in Jinju-si in 16, Jinju-si, the Defendant: (a) did not follow necessary procedures, such as immediately returning the 400,000 won of the victim’s market price, after he gets informed of the victim’s 1, automobile keys, 1, 1 bank knife card; (b) did not immediately return it; and (c) embezzled, by not later than the 27th day of the same month, the Defendant embezzled the victim’s property, from the possession of the victims by not later than the 27th day of the same month, such as the list of crimes (1) in the attached Form.

2. On May 23, 2020, the Defendant violated the Act on Financial Business Specializing in Fraud and Credit, when purchasing goods equivalent to KRW 14,220,00,00 from the F, operated by the victim E in Jin-si, Jin-si, to the victim as if he had been entitled to the legitimate right of use of the C-A bank card, such as she acquired as set forth in paragraph 1, the Defendant presented it to the victim and used the 14,220,000 won by having the victim prepare the sales slips, and acquired the pecuniary profits equivalent to KRW 14,220,00, as shown in the list of crimes in the attached Form, and used the 14,220,000 won in total five times from that time until 02:07 of the same month.

Summary of Evidence

1. Statement by the defendant in court;

1. Each statement of C, E, G, H, I, J, and K;

1. Application of Chapter 2 to Chapter 2, Chapter 2, Chapter 5, Chapter 1, Chapter 3 to Chapter 3 to Chapter 5, Chapter 5, Chapter 5, a CD for CCTV images submitted by the victim;

1. Relevant provisions of the Criminal Act and Article 360 (1) of the Criminal Act (the embezzlement of possession, the selection of a punishment by imprisonment), Article 347 (1) of the Criminal Act (the fraud point, the selection of a punishment by imprisonment), and Article 70 (1) 3 (the use of a card, the selection of a punishment by imprisonment) of the Act on Specialized Financial Business for Credit;

1. The former part of Article 37 of the Criminal Code, Article 38 Section 1 of the Criminal Code, which increases concurrent crimes.