If the defendant fails to pay the above fine, 50,000 won shall be one day.

1. On April 20, 2012, the Defendant loaned KRW 6,300,000 to D without being registered with the Governor of Gangwon-do from the clothing sales store “C” located in “C” located in “C” in “Gu Won-si,” and received payment of interest at the interest rate of 346.17% per annum on a 83-day basis after being repaid KRW 110,000 per annum.

2. On April 23, 2012, the Defendant loaned KRW 950,00 to G without registering with the Governor of Gangwon-do at the F Hospital parking lot located in Seoul Special Self-Governing Province, and received payment of interest at the interest rate of 538.86% per annum for 43 days on a daily basis.

Accordingly, the Defendant, while running a credit business without registration, received interest exceeding the limited interest rate under the Interest Limitation Act while running a credit business without registration.

Summary of Evidence

1. Defendant's legal statement;

1. Each police officer's statement about D and G;

1. Application of the Act and subordinate statutes to know the result of fact-finding inquiry.

1. Article 19 (1) 1 and Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and Article 19 (1) 1 and Article 3 (1) of the Act on the Registration of Unregistered Credit Business and Selection of Fines). Articles 19 (2) 3 and 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users, and Article 2 (1) of the Interest Limitation Act (Selection of a fine in excess of limited interest, etc.);

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Articles 70 and 69 (2) of the Criminal Act for the detention of a workhouse;

1. Article 334 (1) of the Criminal Procedure Act of the provisional payment order;