When the defendant does not pay the above fine, 100,000 won.

1. On September 25, 2016, the Defendant called the victim C at an insular place and called the victim C, and there is insufficient money to start the Institute of Art Research.

After paying the registration of a business operator who opened a private teaching institute, the private teaching institute may receive a loan in four names. It shall be 3 months only and shall be repaid without a mold.

The phrase “ makes a false statement.”

However, there was no idea that the defendant would open the Institute of Art, and there was no intention or ability to pay the borrowed money to the victim within three months.

Defendant deceiving the victim as above and let the victim borrow a total of KRW 18,00,000 from three lending companies, and received cash of KRW 700,000 on September 28, 2016 from the loan and received KRW 16,30,000 on September 29, 2016, and acquired KRW 17,00,000 in total from the national bank account under Defendant’s name to the national bank account under Defendant’s name.

2. On February 2, 2017, the Defendant called the victim C at a closed place and called the victim C, and there is insufficient money to receive the existing loan.

D Loans may be extended at a low interest rate at a company in the location of one location where loans have been granted by many lending companies.

For that loan, additional money is required, and 2 million won is borrowed. It was false to make a false statement.

However, even if the defendant borrowed 2 million won from the injured party, there was no plan to obtain a loan at low interest, and there was no intention or ability to use the loan to repay the existing loan.

Defendant deceiving the victim as above and let the victim borrow KRW 2,00,000 from the loan of Tae River on March 2, 2017, and on the same day, the Defendant acquired KRW 1,98,500 out of the above loan to the national bank account under the name of Defendant.

Summary of Evidence

1. The defendant's legal statement (as at the date of the second public trial, in the case);

1. Statement C in the protocol of interrogation of the suspect against the accused;

1. Statement made by the police against D;

1. Each report on investigation;

1. An agreement on credit transactions and a loan transaction agreement;

1. The new bank account;