However, the defendant shall be sentenced to the above punishment for a period of two years from the date this judgment becomes final and conclusive.

1. The structure of the crime of fraud of lending money to false workers by leasing money to the National Housing Fund shall operate a system of lending money to workers who lend money to the National Housing Fund at a rate lower than that of the market interest rate if an application for a loan is filed with only certain documents, such as a certificate of employment, a statement of salary, etc., and a charter contract, without any special security, to stabilize the residence of homeless workers with the financial resources

In light of the circumstances that financial institutions entrusted with the affairs related to the loan of the entire house loan for workers and the affairs related to the loan of the entire house loan for workers may easily obtain the loan through formal review when submitting the documents related to the loan of the entire house loan for workers and the contract for the lease of the house for lease. Under the direction of the total book of the loan broker, the loan title holder (a false lessee) is invited to apply for the loan while making a false loan under the direction of the loan broker, the loan title holder (a false lessee) is recruited to make documents related to the loan, such as the certificate of employment, the statement of payment, and the certificate of collection of income tax on the false loan title holder, and the lessor recruitment policy is prepared to recruit the house owner who will play a false role as the lessor, and separately from this, it is prepared as if an authorized broker to prepare a false contract for the lease of the house was actually entered into between a false lessee and a false lessor, and then, the aforementioned false employment-related documents and the contract for lease of the house for lease for workers was submitted in the name of the house.

2. Specific criminal facts jointly committed by Defendant B are false lessees, joint defendants D, and Defendant A are false lessors, joint defendants D, and false lessors, and E (one person referred to as “F”) is the total liability for all loan fraud, G (one person referred to as “H”) is the person who commits the crime according to E’s instructions.