사기
A defendant shall be punished by imprisonment for four years.
Punishment of the crime
The defendant is a person who operates an internal mountainous district of the F corporation that sells insurance products of an insurance company, such as A and E, in heading B building C in Ansan-si.
1. On June 2017, the Defendant of fraud, such as the name of advance payment of pension insurance, presented the following documents: “D strategic sales,” which compares the return on bank account savings and the return on profit of D pension insurance products, to the victim G in the Ansan-gu Office, Seoul Special Metropolitan City Office, Inc., Ltd.: “If the Defendant subscribed to D pension insurance and paid insurance premiums for 24 months in lump sum, he/she would make it possible to receive the termination refund at the end of 25 months, and would pay the principal by compensating for the difference between the advance payment and the termination refund, as well as by paying the interest equivalent to 7% of the advance payment.”
However, in fact, insurance products presented by the defendant to the victim were not goods in the way of lump-sum payment of insurance premiums for 24 months. Since the defendant was in an economically poor condition to use bonds due to lack of office operation funds at the time, even if he received money from the victim, he/she would immediately use such money as personal debt repayment or office operation funds without using it as insurance premiums of the victim, and the head office would only be paid fees for purchasing pension insurance in the name of the victim, and there was no intention or ability to pay the principal and interest promised to the victim after the 24th month payment or installment payment for the victim.
Nevertheless, on June 7, 2017, the Defendant deceivings the victim as above and received KRW 19 million from the victim to the H bank account (I) in the name of the Defendant, as well as deceiving the victims by the above method from December 23, 2016 to December 14, 2018, such as the statement in the list of crimes (1).