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(영문) 광주지방법원 2017.11.09 2016가합56955

보험에 관한 소송

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On June 23, 2010, the Plaintiff and the Defendant concluded an insurance contract indicated in attached Table 1 (hereinafter “instant insurance contract”) with the Defendant as the insured.

B. (1) On October 15, 2010, the Defendant received hospitalized treatment for 16 days due to toxic disease from Nawon on October 15, 2010, as indicated in attached Table 2, 15 times, including the details of hospitalized treatment from October 15, 2010 to June 29, 2016.

(2) The Plaintiff paid KRW 17,465,047 to the Defendant according to the instant insurance contract.

C. Among the insurance contracts that the defendant as the insured and the insurance contracts whose daily allowances are guaranteed for hospitalization due to disease as the insured, the contents of the insurance contracts at the time of the instant insurance contracts or concluded after the instant insurance contracts and the insurance proceeds that the defendant received are as follows:

(The instant insurance contract, content, and nature of the insurance contract were excluded from different insurance contracts). The entry of the insurance company’s “stock company” in the insurance company’s “stock company” is exempt from all of the insurance claims for hospitalization daily (cost) as of the date of the contract for the name of the goods of the insurance company.

6. 20,200 20,200 640,00 20,00 20,002 20,000 20,000 20,00 3 AIA life insurance on May 19, 2010 20,00 50,000 26,000 50,000 26,450 (disaster) 26,450 10,000 26,30,000 26,315,000 6,000 20,000 36,00 63,00 6,05,00 6,07 20,00 6,05,01 6,07,00 6,06,01 6,06,05,01 6,07,00