채무부존재확인
1. Insurance proceeds against the Defendant (Counterclaim Plaintiff) based on the insurance contract indicated in the attached list of the Plaintiff (Counterclaim Defendant).
A principal lawsuit and a counterclaim shall be deemed to be combined.
1. Basic facts (applicable for recognition: Fact that there is no dispute, Gap evidence 1 through 3, entry of Eul evidence 2, the purport of all pleadings);
A. On March 31, 2009, the Plaintiff concluded an insurance contract on the attached list with the network D.
(hereinafter “instant insurance contract”). (b)
The insurance contract of this case includes the following contents:
14. Damage guaranteed. ① When the insured (hereinafter referred to as “insured”) as stated in the insurance policy (insurance Policy) has suffered bodily injury (excluding physical assistance equipment, such as acceptance, will, bill, and pacta; hereinafter the same shall apply) due to a sudden and incidental accident during the insurance period (hereinafter referred to as “accident”), the Company shall guarantee the damage resulting from the injury (hereinafter referred to as “damage”) in accordance with the terms and conditions of this Agreement.
2. The injury to 1 above includes the toxic gas or toxic substances as a result of inhaled, absorption, or taking in at the same time.
However, it does not include symptoms of addiction arising from the food poisoning and habitually inhaled, absorption, or intake.
15.Unguaranteed damages (1) The Company shall not guarantee any damages arising from the following causes:
1. The intention of the insured;
2. A beneficiary's intention, but if the beneficiary is a part of the insurance proceeds, the beneficiary shall pay the remainder of the insurance proceeds excluding the insurance proceeds corresponding to the beneficiary to the other beneficiary;
3. Intention's intention;
4. Self-injury by the insured, suicide, attempted suicide, criminal acts under the Criminal Act or acts of violence (Provided, That self-defense under the Criminal Act, emergency evacuation, or legitimate acts shall be guaranteed if acknowledged as legitimate acts);
5. An insured's disease;
6. Insane or mental illness of the insured (hereinafter referred to as “the omission”).
C. On September 11, 2014, the Deceased’s home corresponds to the 13th apartment floor around 21:05.