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(영문) 전주지방법원 2015.11.11 2015가합556

보험계약 무효 확인등 청구의 소

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1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On August 13, 2012, the Plaintiff entered into the insurance contract indicated in paragraph (1) of the attached Table No. 1 (hereinafter “instant insurance contract”) with Defendant B, and on May 10, 2013, the insurance contract listed in Paragraph (2) of the attached Table No. 2 (hereinafter “instant insurance contract”) with Defendant B, respectively, and the Defendant B changed the name of the policyholder of each of the instant insurance contracts to Defendant B’s father.

B. On May 16, 2013, Defendant B received hospital treatment for 10 days from the time when he/she started being hospitalized in the Korea Development Bank for 10 days on the ground of acute hepatitis, etc. (hereinafter “instant hospital treatment”). Defendant B received hospital treatment for 131 days in total as indicated in Table 1 (hereinafter “instant hospital treatment”). Under each of the instant insurance contracts, Defendant B claimed payment of KRW 2,840,398 to the Plaintiff according to each of the instant insurance contracts, and received KRW 600,398 insurance money based on the instant insurance contract from the Plaintiff.

1. The number of days of hospitalization of the 5th day of May 16, 2013, 14. The number of days of hospitalization of the 5th day of May 16, 2013, 201; 1. 4. The 5th day of the above 5th day (the 5th day of May 26, 2013, 1. 1. 4th day of the hospital; 2. 4th day of the above 1. 4th day of the 5th day of the hospital; 2. 1. 4th day of the 5th day of the hospital; 2. 4th day of the hospital; 1. 4th day of the above 1. 7th day of the hospital; 2. 1. 4th day of the 5th day of the hospital; 1. 1. 7th day of the 20th day of the hospital’s tension, 3th day of the hospital’s tension; 1. 1. 5th day of the G 14th day of the hospital;