However, the execution of the above sentence shall be suspended for a period of one year from the date this judgment becomes final and conclusive.

【Criminal Records of Crimes】 On January 22, 2008, the Defendant received a fine of one million won or more for fraud in the early branch of the Chuncheon District Court on January 22, 2008.

【Criminal facts】 Even if the Defendant borrowed money from the victim B without any property, he did not have any intention or ability to repay it with high interest.

1. On February 1, 2013, the Defendant was guilty on February 1, 2013, and the two agricultural cooperatives located in Yangyang-gun Yangyang-gun, Yangyang-gun will return the money to the said victims as the higher interest rate.

A false statement was made to the effect that “The loan of KRW 6 million is changed.”

However, even if the defendant borrowed money from the above victim, he did not have the intention or ability to repay it.

Nevertheless, the defendant concealed the above circumstances and deceiving the above victim, and he received 6 million won in the name of the borrowed money from the above victim on the same day.

2. On June 14, 2013, the Defendant, at the office of the D Authorized Broker Co., Ltd located at Seocho-si, Seocho-si on June 14, 2013, would return money to the said victim as high as the above interest.

A false statement was made to the effect that “A loan of KRW 30 million is changed.”

However, even if the defendant borrowed money from the above victim, he did not have the intention or ability to repay it.

Nevertheless, the defendant concealed the above circumstances and deceiving the above victim, and he received money of KRW 30 million in the name of the borrowed money from the above victim on the same day and acquired it by fraud.

3. From the end of June 2014, the Defendant would return money to the said victim at the house of F located in Sinsi-si E at the end of June 2014, at the end of the end of June, 2014.

A false statement was made to the effect that “The loan of KRW 10 million is changed.”

However, even if the defendant borrowed money from the above victim, he did not have the intention or ability to repay it.

Nevertheless, the defendant is hiding the above circumstances.