D From October 11, 2016 to August 1, 2017, at a place where it is impossible to know of the Chinese mountain lemenane from around October 11, 2016 to around August 1, 2017, D would misrepresent themselves with financial institutions and contact a large number of unspecified persons with financial institutions, and make a low interest rate exchange loan. It constitutes a so-called “Sishing” fraud organization by receiving money to receive money from a large number of unspecified persons, thereby constituting a so-called “Sishing” organization, and joined several legal staff members, including Defendant A and Defendant B, who will act as counselors.

Defendant A, within the organization, assumes a false name as a 2 financial rights counselor and provides a loan to an unspecified number of people.

I tried to serve as the first counselor; F, as the second counselor to contact the person who wants to obtain a low interest rate substitute loan and to provide “to repay existing loans”, G, the third counselor to receive money under the name of the loan repayment by misrepresenting the existing loan company; D, as the total responsibility of the organization, overall control over the business of fraudulent acts, including the purchase and management of contact data and contact data; E, as the total book, delivers D’s instructions to the counselor; E, from October 2016 to January 2017, Defendant B, as the first counselor; and Defendant B, from around October 2016 to around January 2017, will take charge of collecting the borrowed money together with H’s account.

Accordingly, Defendant A, a telephone counselor, at around November 16, 2016, at the above loan fraud office located in the Chinese Round Doo-si (Mail on the last day of November 16, 2016), Defendant A, a telephone call to the victim I even though he/she has no intent or ability to make a substitute loan at a low interest rate despite receiving money in the name of the existing loan repayment.

It is possible to lend 7.2% low interest loans to the Government-funded ordinary people.

It receives a loan with high interest.