A shall be punished by a fine for negligence of KRW 800,00, and by a fine of KRW 1,500,000.

The above fines are imposed by the Defendants.

C is a loan-related financing owner while operating an insurance agency with a trade name as D agency.

Defendant

A is a person who has been operating an unregistered credit business office in the name of F in Seo-gu, Daejeon.

G and Defendant B are people working at the D agency operated by C.

1. A person who intends to engage in the joint criminal administration credit business for C and Defendant A shall register with the Daejeon Metropolitan City Mayor, and a credit service provider shall not exceed 30% per annum, which is the interest rate provided for in the Enforcement Decree of the Credit Business Act, when granting a loan to an individual or a small-scale corporation;

Defendant

In collusion, around December 21, 2012, C operated a lending company of F without registration at the I coffee shop located in Seo-gu Daejeon, Daejeon, Daejeon, while lending KRW 1,20 million to J, deducting KRW 1,80,000 as a fee, and then transferring KRW 3,60,000 as interest during the five-month period, and violating the statutory interest rate limit to KRW 39,000,000 as more than 98 percent, and from that time, from that time until May 30, 2013, the lending company operated the lending company without registration for more than 11 times, as described in the list of crimes.

2. When C, G, and Defendant B were unable to recover their claims as stated in the above 1.C, G, and Defendant B’s request for debt collection to G and Defendant B for the act of assaulting, threatening, arresting, or detaining the debtor or his related person, or using deceptive schemes or force against the debtor in debt collection conducted by G and Defendant B.

Nevertheless, it decided to collect the claim by visiting the workplace and residence for the reason that the debtor did not repay the debt by telephone.

C, G, and Defendant B around November 23, 2013, at the time of the so-called “L” retail store operated by the victimsJ located in Daejeon-dong Daejeon-gu, Daejeon-gu, and Defendant B found there.