From June 1, 2011, the Defendant was commissioned as an insurance designer of Ltstsp Co., Ltd. (the subsidiaries of Mtsts Financial Group, whose trade name was changed to a Matts Financial Services Co., Ltd.) from around April 2014, and engaged in insurance products sales business. On June 1, 2012, the Defendant provided investment counseling to many unspecified persons, who personally operate the C Internet website and access the website, and received a certain ratio of the investment consulting amount as commission.

1. From March 2012, the Defendant: (a) registered the victim D with the asset management system of Ltstsppppner Co., Ltd. through smartphones; and (b) purchased life insurance and variable insurance sold by Ltsppppner Co., Ltd.; and (c) accumulated trust relationship with the Defendant.

On July 2013, the Defendant made a false statement to the victim at the coffee shop operated by the victim E in Ansan-gu, stating that “In the case of investing in the hybrid fund goods operated by Lts E, Inc., the yield of 10% per annum is guaranteed, monthly profits are paid, and the principal is able to be repaid after one year.”

However, in fact, Lits Symppppppppp Ltd. only sells insurance products and does not deal with the above bonds and financial instruments. The Defendant, as in paragraph 2, has forged and used investment certificates issued under the name of Litspppppppppppppp Ltd., and had the victim enjoy the investment money by pretending that it is a product that guarantees profits through normal sale in Litsppppppppppp stock company, and used it as funds for personal similar receipt, as in paragraph 3, in a situation where it is difficult to create high-income profits, and even if it is difficult to receive the investment money, the Defendant was unable to pay the investment proceeds and principal agreed upon to by the victim.

The Defendant on July 18, 2013