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(영문) 대전지방법원논산지원 2019.11.28 2018가단20876

채무부존재확인

Text

1. As to the hospitalization in the attached list No. 1, the insurance contract against the plaintiff as stated in the attached list No. 2 against the defendant is based.

Reasons

1. Basic facts

A. On January 15, 1995, the Plaintiff entered into a DNA guarantee insurance contract with the Defendant (hereinafter “instant insurance contract”). The main contents are as shown in attached Form 2, and the terms and conditions are as follows.

Article 7. Definition and Diagnosis Confirmation of Specific Diseases. 1 The term "the activity period specified disease" means the disease specified in attached Table 8 (The Activity Period Classification Table) in the Korean Standard Disease Disease Classification.

The definition and place of hospitalization of Article 10 in this Agreement means that the person qualified as a doctor, dentist or herb doctor is in need of medical treatment of cancer, saccine cancer, activity-specific disease, saccine, safly disease, safly disease, safly disease, and transport disaster as prescribed in the attached Table 11 (Traffic Safety Classification Table) by his own house, etc. and it is difficult to provide medical treatment due to difficulties in treatment at his own house, etc., a domestic hospital or clinic as prescribed in Article 3(2) of the Medical Service Act, or a foreign medical institution recognized by

Article 18 (Grounds for Payment of Insurance Money) (1) A company shall establish the insurance money agreed upon to the beneficiary (see attached Table 1, e.g., the Standard Table for Payment of Insurance Money) when any of the following events occurs to the insured:

4. When the insured is hospitalized for at least four days, or for at least 31 days, for direct purposes of treating an activity period, specific disease, during the insurance period: The payment of hospitalized treatment expenses.

5. Where the insured has been hospitalized for at least 121 days for a direct purpose of treating an activity period or specific disease during the insurance period: Payment of medical treatment expenses;

(b) C: 26 days from November 25, 2016 to December 20 of the same year and from January 10, 2017

2. 32 days until October, 201, and 249 days from February 21, 2017 to October 27 of the same year were hospitalized in E Hospital.

C. On October 31, 2017, the Defendant: (a) stated that the Plaintiff is “principal disease”: (b) alcohol dependenceed by alcohol; (c) injury disease classification code f102; and (d) alcohol that is not accompanied by multiple persons.