2. Determination (1) Normals favorable to Defendant A: there is no history of punishment for the crime of this case; the defendant recognized the crime of this case; the defendant deposited a total of 8 million won for the victim bank set forth in 2016Kadan940 (76 pages of trial record); the defendant suffered from public disorder (79 pages of trial record); the defendant did not have any history of punishment for the same crime; the defendant paid 290,000 won to the victim Nonghyup for interest (3). The crime of this case was committed in collusion with multiple persons to acquire money for the stabilization of housing of homeless workers; 1.6 billion won to the defendant; 2.6 billion won to the defendant for the crime of this case; 1.6 billion won to the victim bank set forth in 2.6 billion won to the defendant; 2.6 billion won to the defendant's statement of this case to the extent of 95 billion won to the extent of 9.6 billion won to the effect that the defendant did not have any profits from the defendant's fraudulent act; 1.65 billion won to the defendant's statement of this case.