In collusion with C, D, E (F President), G, H, G, and name-free persons, the Defendant applied for a loan by preparing documents necessary for the loan, such as forging a resident registration certificate of the J in which H’s photograph is attached, and the Defendant and I introduced H to the above persons to provide the collateral by voluntarily accepting the collateral through J’s conduct, and H made a resolution in sequence with the Defendant’s M by offering the land as collateral and then obtaining a loan of KRW 1 billion from the N Saemaul Depository in the name of the obligor M.

1. Around January 17, 2012, the Defendant forged an official document: (a) requested I to request I to “the francing of whether he will implement a fake land owner”; and (b) accordingly, I provided H with “I to pay money for the francing of a fake land owner”; and (c) consented by H.

On January 18, 2012, the Defendant received a certificate of H’s identification necessary for the above Article from the Pda located near the OE of Yeongdeungpo-gu Seoul Metropolitan Government, and requested G, etc. to a person whose name is unknown at that time, and made it indicated in the name column, “J”, “R apartment 56 Dong 303,” and “the head of Gangnam-gu Seoul Metropolitan Government Office” in the name column, “ Qu”, and “the head of Gangnam-gu Seoul Metropolitan Government Office” in the issuer column, and made one resident registration certificate, instead of J’s photograph, attached H’s photograph.

Accordingly, the Defendant, in collusion with those who are not aware of the names of C, D, E, G, H, I, and name, forged one resident registration certificate for J under the name of the head of Gangnam-gu Seoul Metropolitan Government, which is an official document without authority for the purpose of exercising.

2. The Defendant gathered a loan fraud crime with H, etc. as above, and accordingly H met, at the first floor coffee shop around January 19, 2012, around 15:00, in Geumcheon-gu Seoul, Geumcheon-gu, Seoul, the head of the office of the certified judicial scrivener in order to prepare the loan application document.