(However, the "creditor" is deemed to be the "defendant". 2. Judgment by confession (Article 208 (3) 2 of the Civil Procedure Act, the defendants are served with the original copy of the original payment order, and have submitted the written objection, and have not been present at the date of pleading after the submission of the written response. Thus, the plaintiff's assertion is deemed to have been led to all confessions under Article 150 of the Civil Procedure Act).