채무부존재확인
1. On February 17, 2016, at around 04:00, the Plaintiff (Counterclaim Defendant) with respect to the fire accidents that occurred in Chuncheon B building and 201.
A principal lawsuit and a counterclaim shall be deemed simultaneously.
1. Basic facts
A. The Plaintiff is a company whose purpose is insurance business, etc., and the Defendant is the owner of a three-story detached house (multi-household house) of reinforced concrete structure B in Chuncheon-si (hereinafter “multi-household house”).
B. On February 5, 2009, the Defendant entered into an insurance contract with the Plaintiff, the insured, and the beneficiary on February 5, 2009, with the insurance period from February 5, 2009 to February 5, 209, and with the insurance proceeds under the special agreement on the liability for compensation for living on a family, with the maximum amount of KRW 100 million (the name of the goods: the happiness happiness insurance; hereinafter “instant insurance contract”).
The main contents of the special terms and conditions guaranteeing liability for living on the family (hereinafter “instant special terms and conditions”) included in the instant insurance contract are as follows.
Article 1 (Compensation for Loss) A company shall compensate for any loss (hereinafter referred to as "liability to compensate") incurred by the insured under Article 2 due to an accident listed below (hereinafter referred to as "accident") during the insurance period of this Special Terms and Conditions (hereinafter referred to as "special Terms and Conditions") stated in the insurance policy (hereinafter referred to as "the insurance period of this Special Terms and Conditions") and the insured under Article 2 (hereinafter referred to as "accident") by bearing legal liability to compensate for any loss of disability or property (hereinafter referred to as "liability to compensate").
1. An accident which occurs due to the ownership, use or management of the house entered in the insurance policy (including movable property and real estate in the site; hereinafter referred to as "house") of the insured who resides in the house (including movable property and real estate in the site; hereinafter referred to as "house");
2.An accident resulting from the insured’s daily life (other than ownership, use and management of real property outside of a house) (other than ownership, use and management), Article 3 (Non-Compensation for Loss) (3) Company.