1. Fraudulent, fabrication of private documents, and uttering of private documents;

A. On January 9, 2009, the Defendant: (a) on January 9, 2009, prepared one copy of the loan application form with D’s signature written in the debtor column for the social loan application form from Sungnam-gu Seoul Special Metropolitan City, Sungnam-gu, 115 Dong 108 to 108; (b) “D”; (c) “E” in the resident registration number column; and (d) “E” in the address column; and (d) written in the signature column. Accordingly, the Defendant forged one copy of the loan application form in the name of D with respect to rights and obligations for the purpose of exercising the above rights and obligations; and (d) at the above time, at the above time and place, the Defendant exercised the above loan application form by presenting one copy of the above forged loan application form by mail to the person in charge of social affairs, who was actually a document, as if the name was genuine.

3 The Defendant submitted an application for a forged loan at the above time and at the same place, and filed an application for a loan of KRW 7 million with the victim E&P social company.

However, the defendant did not have any intention or ability to pay the loan to the victim because he did not have any obligation of 60 million won at the time and did not have any authority to use the name from D at all.

As a result, the defendant deceivings the victim, and is subject to the loan from the victim, the amount of 150,000 won on January 9, 2009, and the same year.

5.8.18,00 won, and the same year.

7. On June 16, 1320,00 won, KRW 410,00 won on October 41, 201 of the same year, KRW 170,000 on May 19, 2010, and KRW 5,941,067 on October 26, 10 of the same year and acquired them by deception.

B. On November 5, 2009, the Defendant committed a crime on November 5, 2009, entered D’s signature in the debtor’s column, “D” in the loan amount column, “4.10,000 won” in the resident registration number column, “E” in the resident registration number column, “F building 302 in the Gyeonggi-do Sungnam-gu, Sungnam-gu, and “D’s signature in the signature column.”