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(영문) 서울중앙지방법원 2018.12.14 2018가단5021596

보험금

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1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. 1) The Plaintiffs’ ASEAN (A) concluded an insurance contract with the Defendant as the insured by themselves, and with the insurance period from April 10, 2009 to April 10, 2058, 10, as follows: (i) a non-dividend LIG livelihood security insurance contract which provides for a general injury insurance benefit of KRW 10 million; and (ii) a non-dividend LIG health insurance contract which provides for a general injury insurance benefit of KRW 100 million (hereinafter “instant insurance contract”).

2) Article 14 (Compensation for Damages) of the relevant part of the terms of the instant insurance contract provides that if the insured sustains bodily injury due to an accident that happens rapidly and rapidly during the insurance period (hereinafter the same shall apply), the insured shall be compensated for the damage resulting from the injury in accordance with the terms and conditions of the instant insurance contract.

§ 15 (Non-Compensation for Loss) The Company shall not pay compensation for any loss arising from the following causes:

(1) The insured's intentional injury, suicide, attempted suicide, criminal act or act of violence under the Criminal Act or Article 16 (Death Insurance Money) of mental illness of the insured shall be paid to the beneficiary (the heir of the insured, if the insured does not have a beneficiary designated as the beneficiary) by paying the total amount of the insurance money when the insured died within two years from the date of the accident as a direct result of the accident under Article 14.

B. C’s death, around August 2, 2016, was killed on August 3, 2016, at around 11:35, as a fire from the E’s house located in Ansan-si, and was hospitalized in the hospital, while being hospitalized in the hospital.

[Reasons for Recognition] Facts without a partial dispute, Gap evidence Nos. 1 through 4, Eul evidence No. 1 (including provisional number), the purport of the whole pleadings

2. The plaintiffs' assertion and judgment

A. The claim C is set out in Article 1-b.

Since the defendant died due to the fire accident such as the above, the amount of KRW 110 million based on the death insurance contract of this case to the plaintiffs who are the inheritors of C.

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